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William D. Ford Federal Direct Loan (Direct Loan) Program

Education Department

Federal Register summary (shortened to 600 characters)

The Secretary establishes new regulations on the Public Service Loan Forgiveness (PSLF) program in the William D. Ford Federal Direct Loan (Direct Loan) program under 34 CFR 685.219 by adding or clarifying provisions to exclude employers that engage in specific enumerated illegal activities such that they have a substantial illegal purpose, including defining obligations and processes tied to making such a determination of an employer, clarifying that borrowers will receive full credit for work performed, until the effective date of the Secretary's determination that an employer is no longer…

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Document number
2025-19729
Published
Fri, Oct 31, 2025
Effective
Wed, Jul 1, 2026
First on the line
Oct 10, 2026, 10:00 PM