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Federal Deposit Insurance Corporation

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Merger Transactions

Federal Deposit Insurance Corporation

Federal Register summary The Federal Deposit Insurance Corporation (FDIC) is inviting comment on a proposed rule that would fundamentally reform important aspects of the FDIC's approach to processing and evaluating merger transactions subject to the Bank Merger Act (BMA). Notable reforms under the proposed rule would include: accounting for credit unions and centrally booked deposits in the initial competitive effects analysis; establishing a letter filing process with "deemed approval" for "de minimis merger transactions;" tailoring other merger filing requirements to reduce burden and processing times based on the…

Comments close Mon, Nov 23, 2026 · 21 days left Ohio in the full text FederalRegister.gov

Community Reinvestment Act Regulations

Treasury Department/Comptroller of the Currency/Federal Deposit Insurance Corporation

Federal Register summary The Office of the Comptroller of the Currency (OCC) and the Federal Deposit Insurance Corporation (FDIC) are proposing to amend their Community Reinvestment Act rules by making certain substantive, technical, and process-oriented changes to refocus on the statutory objective of encouraging banks to meet the credit needs of their communities; to better ensure that community development grants reach the communities they are intended to benefit; to reduce unnecessary burden, particularly for community banks; and to provide greater clarity for how to obtain CRA consideration. The OCC and the…

Ohio in the full text FederalRegister.gov