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Rule

Equal Credit Opportunity Act (Regulation B)

Consumer Financial Protection Bureau

Federal Register summary (shortened to 600 characters)

The Consumer Financial Protection Bureau (Bureau or CFPB) is issuing a final rule that amends provisions related to disparate impact, discouragement of applicants or prospective applicants, and special purpose credit programs under Regulation B, the regulation implementing the Equal Credit Opportunity Act (ECOA or Act). The amendments facilitate compliance with ECOA by clarifying the obligations imposed by the statute.

Read on FederalRegister.gov Official PDF (GovInfo)

Ohio Newsline lists this document because the Federal Register's own full-text search finds "Ohio" in it (the title and summary do not name Ohio). Nothing here is legal advice; the official text governs.

Document number
2026-07804
Published
Wed, Apr 22, 2026
Effective
Tue, Jul 21, 2026
First on the line
Oct 10, 2026, 10:00 PM