Agency

Consumer Financial Protection Bureau

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Rule Wed, Apr 22, 2026

Equal Credit Opportunity Act (Regulation B)

Federal Register summary The Consumer Financial Protection Bureau (Bureau or CFPB) is issuing a final rule that amends provisions related to disparate impact, discouragement of applicants or prospective applicants, and special purpose credit programs under Regulation B, the regulation implementing the Equal Credit Opportunity Act (ECOA or Act). The amendments facilitate compliance with ECOA by clarifying the obligations imposed by the statute.

Effective Tue, Jul 21, 2026 Ohio in the full text FederalRegister.gov

Proposed rule Thu, Nov 13, 2025

Equal Credit Opportunity Act (Regulation B)

Consumer Financial Protection Bureau

Federal Register summary The Consumer Financial Protection Bureau (Bureau or CFPB) is issuing a proposed rule for public comment that amends provisions related to disparate impact, discouragement of applicants or prospective applicants, and special purpose credit programs under Regulation B, the regulation implementing the Equal Credit Opportunity Act (ECOA or Act). The amendments would facilitate compliance with ECOA by clarifying the obligations imposed by the statute.

Ohio in the full text FederalRegister.gov